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Magnitude and Determinants of Dropout from Community-Based Health Insurance Among Households in Manna District, Jimma Zone, Southwest Ethiopia

Authors Eseta WA, Lemma TD, Geta ET

Received 2 October 2020

Accepted for publication 21 November 2020

Published 16 December 2020 Volume 2020:12 Pages 747—760

DOI https://doi.org/10.2147/CEOR.S284702

Checked for plagiarism Yes

Review by Single anonymous peer review

Peer reviewer comments 2

Editor who approved publication: Prof. Dr. Dean Smith


Wakuma Akafu Eseta,1 Teferi Daba Lemma,2 Edosa Tesfaye Geta3

1Ghimbi District Health Office, Ghimbi, Oromia, Ethiopia; 2Department of Health Policy and Management, Faculty of Public Health, Institute of Health, Jimma University, Jimma, Oromia, Ethiopia; 3School of Public Health, Institute of Health, Wollega University, Nekemte, Oromia, Ethiopia

Correspondence: Edosa Tesfaye Geta Nekemte 395, Ethiopia
Tel +251987055188
Email edotesfa@yahoo.com

Background: Community-based health insurance (CBHI) is a prepayment method of financial contributions for healthcare which aims to risk pooling, avoidance of catastrophic and impoverishing health expenditure. However, a high dropout from the scheme remains the biggest challenge to effective and sustainable progress towards universal financial protection in low- and middle-income countries. While large literature had examined initial enrollment and factors associated with it, only a few studies dealt with dropout. So the study aimed to assess the magnitude and determinants of dropout from community-based health insurance among households in Manna district, Jimma zone, Oromia Regional State, Ethiopia.
Methods: A community-based cross-sectional study design was employed to collect data from 634 household heads from March 1 to 30, 2020. A multistage sampling technique was carried out and interviewer-administered questionnaires were used to collect data. Descriptive statistics and multivariable logistic regression analyses were performed, and variables with a P-value< 0.05 were considered as having a statistically significant association with the dropout from the CBHI.
Results: Magnitude of dropout from CBHI was 31.9% with 95% confidence interval (CI)=28.2– 35.8% and relatively older age [adjusted odds ratio (AOR) (95% CI)=0.26 (0.10– 0.78)], educational level [AOR (95% CI)=0.16 (0.06– 0.41)], family size [AOR (95% CI)=0.36 (0.19– 0.66)], poor perceived quality of service [AOR (95% CI)=5.7 (2.8– 11.8)], trust in health facility [AOR (95% CI)=0.43 (0.3– 0.61)], trust in the scheme [AOR (95% CI)=0.61 (0.45– 0.84)], providers’ attitude [AOR (95% CI)=10 (4.0– 25.4)], and benefit package [AOR (95% CI)=4.9 (2.4– 9.9)] were statistically significant determinants associated with dropout.
Conclusion: Dropout from CBHI in this study area was high. Household heads’ age, educational level, family size, perceived quality of service, providers’ attitude, a benefits package, trust in the contracted health facility, and the scheme were the significant predictors of dropout. We strongly recommend that greater efforts should be made toward the providers’ attitude, promised benefit package, and quality of services.

Keywords: dropout, health insurance, determinants, Manna, Ethiopia

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